Cookie Policy
Understanding how we use cookies and tracking technologies
Effective Date: August 7, 2025 | Last Updated: August 7, 2025
Introduction
This Cookie Policy explains how MworX AI ("Company," "we," "us," or "our") uses cookies and similar tracking technologies on our website at mworxai.com (the "Website") and in connection with our AI-powered insurance solutions and services (the "Services").
This Cookie Policy should be read in conjunction with our Privacy Policy and Terms of Service.
By continuing to use our Website or Services, you consent to our use of cookies as described in this Cookie Policy.
What Are Cookies?
Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. Cookies contain information that is transferred to your device's hard drive and allow the website to recognize your device and store information about your preferences and actions.
Types of Cookies We Use
Session Cookies
Temporary cookies that expire when you close your browser
Persistent Cookies
Cookies that remain on your device for a specified period
First-Party Cookies
Cookies set directly by our Website
Third-Party Cookies
Cookies set by third-party services integrated into our Website
Similar Technologies
We also use similar tracking technologies including web beacons, pixel tags, local storage, and software development kits (SDKs) that collect usage analytics.
How We Use Cookies
Essential Cookies
Necessary for website functionality and cannot be disabled
Examples:
Functional Cookies
Enhance your experience by remembering preferences
Examples:
Analytics Cookies
Help us understand website usage to improve our services
Examples:
Marketing Cookies
Used to deliver relevant advertisements and track campaigns
Examples:
Detailed Cookie Information
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| Session ID | Maintains user session and authentication | Session | MworX AI |
| Security Token | Prevents cross-site request forgery attacks | Session | MworX AI |
| User Preferences | Saves your settings and preferences | 1 Year | MworX AI |
| Google Analytics | Tracks website usage and performance | 2 Years | |
| Ad Targeting | Delivers personalized advertisements | 1 Year | Ad Networks |
Your Cookie Choices and Controls
Cookie Consent Management
When you first visit our Website, you will see a cookie consent banner that allows you to:
- Accept all cookies
- Reject non-essential cookies
- Customize your cookie preferences
- Access detailed information about cookie types
Managing Cookie Preferences
You can update your cookie preferences at any time by:
- Clicking the "Cookie Settings" link in our website footer
- Accessing the cookie preference center through your account settings
- Using the cookie consent banner when it appears
Browser Settings
You can control cookies through your browser settings. Here's how:
Google Chrome
Settings > Privacy and Security > Cookies and other site data
Mozilla Firefox
Options > Privacy & Security > Custom settings
Safari
Preferences > Privacy > Cookie blocking preferences
Microsoft Edge
Settings > Cookies and site permissions
Industry Opt-Out Tools
You can opt out of certain cookies using industry tools:
- Network Advertising Initiative: Consumer Opt-Out Tool
- Digital Advertising Alliance: WebChoices Tool
- European Interactive Digital Advertising Alliance: Your Online Choices
Impact of Disabling Cookies
Essential Cookies
Disabling essential cookies will impair website functionality:
- Cannot log into your account
- Cannot access secure areas
- Cannot complete forms and transactions
- Cannot maintain session state
Functional Cookies
Disabling functional cookies may result in:
- Loss of personalized settings
- Repeated requests for information
- Reduced user experience
- Default language and theme settings
Analytics Cookies
Disabling analytics cookies will:
- Prevent us from understanding user behavior
- Limit our ability to improve the website
- Reduce personalization capabilities
- Not affect core website functionality
Marketing Cookies
Disabling marketing cookies will:
- Reduce ad personalization
- Limit conversion tracking
- Affect retargeting campaigns
- Not impact website functionality
California Privacy Rights (CCPA/CPRA)
California Consumer Rights
If you are a California resident, you have the right to:
- Know what personal information is collected through cookies
- Delete personal information collected through cookies
- Opt-out of the sale or sharing of personal information
- Receive equal service regardless of exercising your rights
Do Not Sell or Share My Personal Information
California residents can opt-out of the sale or sharing of personal information by:
- Clicking the "Do Not Sell or Share My Personal Information" link on our Website
- Contacting us at legal@mworxai.com
- Using our cookie preference center
Updates to This Cookie Policy
Policy Changes
We may update this Cookie Policy to reflect changes in our cookie usage, new legal requirements, technology updates, or business changes.
Notification of Changes
When we make material changes to this Cookie Policy, we will:
- Update the "Last Updated" date
- Provide notice through our Website or email
- Request new consent where required by law
- Offer options to review and adjust preferences
Regular Reviews: We review this Cookie Policy annually and update it as necessary to ensure accuracy and compliance with evolving privacy laws.
Contact Information
For questions about this Cookie Policy or our cookie practices, contact us:
Compliance and Legal Framework
This Cookie Policy complies with applicable laws including GDPR, CCPA/CPRA, ePrivacy Directive, and state privacy laws (Colorado, Connecticut, Utah, Virginia, Tennessee, etc.).
Regular Audits: We conduct regular audits of our cookie practices to ensure compliance with applicable laws, accuracy of cookie descriptions, proper consent mechanisms, effective user controls, and vendor management with data protection obligations.
Last updated: August 7, 2025
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